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Connecting Everything
Beneath the Surface

HarborFi is a decentralized app designed to connect digital assets with real-world payments, built on Pharos Network.

Whether its local transactions or cross-border payments, HarborFi connecting crypto use cases in daily life. Seamlessly, securely, and globally.

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Key Features

QR-Based Payments

Scan and pay using crypto, just like mobile banking, but Web3.

Swap Between Stablecoins

Easily convert between regional stablecoins (HIDR, HTHB, HPHP).

Cross-Border Payments

Send stablecoins globally. Backed 1:1 by fiat.

Track & Manage Assets

Monitor portfolio activity and track spending in one place.

Send, Deposit, Withdraw

Simple and secure real life transactions. Anytime, anywhere.

3+ Countries Supported with Native Stablecoins
(HIDR, HTHB, HPHP)

Low Fee

(2%)

Real Time Tracking

(99% Uptime)

Use Cases

Freelancers & Remote Workers

Get paid in crypto, convert to local currency, and spend via QR.

Freelancers & Remote Workers

Tourists & Digital Nomads

No more high FX rates. Swap to local stablecoins and pay via QR at local stores.

Tourists & Digital Nomads

Small Businesses

Accept crypto payments without worrying about volatility. Convert directly to stable fiat.

Small Businesses

Cross-Border Families

Send money to loved ones faster and cheaper than traditional remittance platforms.

Cross-Border Families

How it Works

Your Port to Practical Crypto Payment